Business Funding Solutions for Small Businesses — Apply in Minutes
Stop wasting time applying to lenders one by one. Pro Capital helps connect your business with trusted banks and private lenders through a single free application — no hard credit pull, no paperwork nightmare, and approval decisions in as little as 24 hours.
Funding small businesses since 2015. Be the next business to go PRO and get funded today.
How It Works
Apply in 60 seconds with one simple form. Get matched with strong funding options. Receive funding in as little as 24 hours.
Funding Solutions
Pro Capital offers term loans, lines of credit, equipment financing, invoice factoring, purchase order financing, commercial mortgages, and BTC-backed loans.
SBA Loans
Access SBA 7(a), SBA 504, and SBA Microloans through Pro Capital's network of SBA-approved lenders.
Why Choose Pro Capital
Trusted lending relationships, no hard credit pull, funding in 24 hours, and a dedicated funding advisor for every applicant.
Why Access to Capital Matters — Industry Data & Verified Results
According to the Federal Reserve Small Business Credit Survey (2024), only 48% of small businesses that apply for bank loans are fully approved.
The U.S. Small Business Administration (2024) reports 33.2 million small businesses operate in the United States.
According to SCORE and a U.S. Bank Study, 82% of small businesses fail due to cash flow problems.
"Most small business owners don't realize they can qualify for $50,000–$500,000 in funding even with a 580 credit score, if they have 6+ months in business and consistent monthly revenue."
— Joe the Funding Pro
Business Funding Options Compared
| Product | Loan Amount | Term Length | Min. Credit | Funding Speed | Best For |
|---|---|---|---|---|---|
| Term Loan (Unsecured) | Up to $1M | 5–7 yrs | 680+ | 1–2 weeks | Expansion, equipment, working capital |
| Line of Credit | $10K–$250K | Revolving | 580+ | 24–48 hours | Working capital |
| SBA 7(a) Loan | Up to $5M | Up to 25 yrs | 650+ | 2–4 weeks | Long-term growth |
| Equipment Financing | $10K–$2M | 2–7 years | 550+ | 2–5 days | Equipment purchases |
| Invoice Factoring | $10K–$5M | Ongoing | 550+ | 24–48 hours | B2B unpaid invoices |
| Purchase Order Financing | $25K–$10M | Per order | 550+ | 3–7 days | Fulfilling large orders |
According to the Federal Reserve Small Business Credit Survey (2024), 43% of small businesses applied for financing in 2023, with term loans and lines of credit being the most common products sought.
Frequently Asked Questions
- Does applying affect my credit score?
- No. We use a soft credit check only, which means checking your funding options through Pro Capital has zero impact on your credit score.
- What credit score do I need to qualify?
- We work with business owners with credit scores as low as 550 and help businesses that traditional banks turn away.
- How much funding can I qualify for?
- Businesses can qualify for anywhere from USD 10,000 to USD 5,000,000 depending on your revenue, time in business, and credit profile.
- How do you help me compare funding options?
- Pro Capital works with trusted banks and private lenders. One application helps you compare available options without shopping lender by lender.
- Is there a fee to apply?
- No. Applying is completely free. Your application also includes a complimentary $297 business funding consultation at no cost.
- What types of businesses do you fund?
- We fund businesses across all industries — restaurants, retail, construction, healthcare, e-commerce, and more. If your business generates revenue, there's likely a funding option available to you.