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Pro Capital

Smarter Funding for Your Business.

Business Funding Made Simple. Work with the Pros to streamline your funding process and get the best deal possible. Apply now with no credit impact.

Call (561) 444-7177
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No impact to your credit score.

How much funding are you looking for?

No hard credit pull · About 2 minutes

U.S. Bank Prime Loan rate

Pro Capital term loans and lines of credit start at Prime + 1.

Unsecured, with no loan minimum or maximum. Term loans and lines of credit require 680+ FICO. Soft credit pull only.

How it works

Three steps to get your business funded.

1

Apply

One form. Soft pull only.

2

Get offers

A Pro places you with the right lenders and calls you with what actually fits.

3

Get funded

You pick. Funding timing depends on the lender and product.

Google reviews

Rated 5.0 on Google

5.0 stars from 7 Google reviews

Google review

"Professional and responsive through the whole process. They got me 150k 5 year loan for my business, It was a life saver. Highly recommend"

Jose B

Google review

"Got my funding fast! The Pro Capital team was easy to work with and very resourceful for my Metal business. Thank you!"

Mark M

Google review

"Easy to work with, fast responses and great service overall! Highly recommend"

Kevin Colladel

Google review

"Super helpful in getting me cash quick."

Michael Wadlow

See all our reviews on Google

Product playbook

Funding products

Seven structures we place. All funding products are unsecured capital. Click through to compare.

Pro Capital Product Playbook01 / 07

Line Of Credit

Unique benefits

  • True forever revolving line of credit
  • Access to cash on a moment’s notice
  • Starting at Prime + 1
  • No collateral needed
  • Builds business credit
  • Monthly payments

Paperwork needed

  • 1-page application
  • 4 months of business bank statements
  • Soft credit pull only

Time in business

2 years

Revenue

$8,000+ monthly revenue

Credit (FICO)

680+ FICO

Apply for this product
Pro Capital Product Playbook02 / 07

Equipment Financing

Explore equipment

Unique benefits

  • 5 to 7 year repayment term
  • Some lenders fund quickly; no timeline guaranteed
  • Monthly payments
  • Financed equipment may be deductible; ask your CPA

Paperwork needed

  • 1-page application
  • 6 months of bank statements
  • Invoice or quote for the equipment

Time in business

No minimum time in business

Revenue

No minimum revenue

Credit (FICO)

Credit requirements vary by lender

Apply for this product
Pro Capital Product Playbook03 / 07

Business Line of Credit

Unique benefits

  • 6–24 month repayment terms
  • Funding timing varies by lender
  • Soft credit pull only
  • No collateral needed
  • Revolving credit line
  • Monthly payment option

Paperwork needed

  • 1-page application
  • 4 months of business bank statements

Time in business

6+ months

Revenue

$8,000+ monthly revenue

Credit (FICO)

680+ FICO

Apply for this product
Pro Capital Product Playbook04 / 07

Business Term Loan

Unique benefits

  • Repayment terms of 3–7 years
  • Monthly payments
  • Rates starting at Prime + 1

Paperwork needed

  • 1-page application
  • 6 months of bank statements
  • Most recent tax returns

Time in business

2 years

Revenue

$100,000+ gross annual revenue

Credit (FICO)

680+ FICO

Apply for this product
Pro Capital Product Playbook05 / 07

Working Capital

Explore working capital

Unique benefits

  • Some lenders may fund quickly; no timeline guaranteed
  • Soft credit pull only
  • No collateral needed
  • No use-of-funds restrictions

Paperwork needed

  • 1-page application
  • 4 months of bank statements

Time in business

Time in business and revenue requirements vary by lender — ask a Pro.

Revenue

Revenue varies by lender — ask a Pro.

Credit (FICO)

Credit requirements vary by lender. Pro Capital has a program for every credit score. Term loans and lines of credit specifically need 680+ FICO.

Apply for this product
Pro Capital Product Playbook06 / 07

Start Up Financing

Unique benefits

  • No loan minimum or maximum
  • 0% APR for 12+ months
  • Can utilize a co-signer
  • Builds business credit
  • No minimum time in business

Paperwork needed

  • Soft credit pull only

Time in business

No minimum time

Revenue

Start-up friendly

Credit (FICO)

Credit requirements vary by lender

Apply for this product
Pro Capital Product Playbook07 / 07

Co-Signer Credit Line

Unique benefits

  • Reports only to business credit
  • Does not affect personal credit utilization
  • Co-signer does not have to own the business
  • No revenue requirement — start-up friendly

Paperwork needed

  • Soft credit pull only

Time in business

None required revenue

Revenue

Co-signer need not be an owner

Credit (FICO)

Co-signer 680+ FICO

Apply for this product

Frequently Asked Questions

Get answers to common questions about business loans and our platform.

There is a funding program for every credit score, including 500. Term loans and lines of credit start at 680+ FICO; other products have different requirements, and your unique profile determines which lenders are the right fit.

There is no loan minimum or maximum. The amount you can qualify for depends on your revenue, time in business, and credit profile.

Typically a government-issued ID, recent business bank statements, and your most recent tax return. Requirements vary by product and lender; a Pro will tell you exactly what's needed.

Yes. Pro Capital works with startups and new businesses, including files with as little as 3 months in business. A Pro matches your application to lenders that buy your profile.

We only work with established banks and private lenders. You see the funded amount, payback, and payment before you sign — no hidden terms.

Yes. One application lets a Pro place your file with the right lenders and present the options available for your business.

Talk to a specialist.

One conversation. We match the file to the right structure. Funding timing depends on the lender and product.

Call a Pro · (561) 444-7177Apply

No obligation • Talk to a real person