Which funding program fits your needs?

Match your situation to the funding program that usually fits, then talk to a Pro.

Funding programs matched to common business situations
Situation	Typical route	Main constraint	Where to go
Pre-revenue or brand-new business	Startup financing or a co-signer credit line	Owner credit profile or a qualified co-signer	Startup funding
Under two years in business	Working capital or equipment financing	Time in business and revenue requirements vary by lender	Funding for new businesses
Recurring cash needs with steady revenue	Business line of credit	680+ FICO and $8,000+ monthly revenue	Line of credit
Expansion or a one-time investment	Term loan	680+ FICO; rates start at Prime + 1	Term loans
Buying equipment or vehicles	Equipment financing	Equipment invoice or quote and lender conditions	Equipment financing
Payroll, inventory, or a short-term cash gap	Working capital	Repayment capacity and lender criteria	Working capital
Waiting on unpaid customer invoices	Invoice factoring	Eligible business invoices	Invoice factoring
A large confirmed order to fulfill	Purchase order financing	Confirmed order, supplier, and customer eligibility	Purchase order financing
Owner-occupied real estate or long-term fixed assets	SBA loans, including SBA 504	SBA and participating lender eligibility	SBA loans
Declined by a bank or a lower credit score	A Pro compares lenders with different criteria	Pro Capital has a program for every credit score	Lender network