With 3+ years in business, you qualify for the most competitive funding products available. Pro Capital ensures you get premium rates, higher limits, and longer terms than any single bank can offer.
No credit score impact
Established businesses qualify for every product in our network — here's the full lineup.
| Product | Min. Time in Business | Min. Revenue | Typical Amount |
|---|---|---|---|
| Long-Term Loans | 2 years | $25,000/mo | No loan minimum or maximum |
| SBA 7(a) Loans | 2 years | $25,000/mo | No loan minimum or maximum |
| SBA 504 Loans | 2 years | Varies | No loan minimum or maximum |
| Lines of Credit | 6 months | $8,000+/mo | No loan minimum or maximum |
| Invoice Factoring | 3 months | $10,000/mo | No loan minimum or maximum |
| Purchase Order Financing | 6 months | $25,000/mo | No loan minimum or maximum |
| BTC-Backed Loans | Any | N/A | No loan minimum or maximum |
Banks offer you one rate. Pro Capital places your application with a bank or lender for every type of business to find the most competitive rate available for your profile.
There is no loan minimum or maximum; your available amount depends on your business profile.
Funding timing depends on the lender, product, documentation, and eligibility.
Your dedicated funding specialist helps you structure the optimal capital stack — combining products to minimize cost and maximize flexibility.
Common questions for businesses with 3+ years of history.
Explore more: Startups (<1 yr) · New Businesses (1–2 yrs) · Small Business Loans · SBA Loans
Apply in under 60 seconds. No obligation, no credit score impact.