Business Funding for New Businesses — Scale Beyond Year One
Your business survived the critical first year. Now it's time to scale. Businesses with 1–2 years of history unlock significantly more funding options — and Pro Capital ensures you get the best rates available.
No credit score impact
Funding Products for 1–2 Year Old Businesses
With 1–2 years of operating history, you qualify for most funding programs in our lender network.
| Product | Min. Time in Business | Min. Revenue | Typical Amount |
|---|---|---|---|
| Term Loans (Short-Term) | 6 months | $10,000/mo | No loan minimum or maximum |
| Lines of Credit | 6 months | $8,000+/mo | No loan minimum or maximum |
| Invoice Factoring | 3 months | $10,000/mo | No loan minimum or maximum |
| SBA 7(a) Express | 1 year | Varies | No loan minimum or maximum |
| Purchase Order Financing | 6 months | $25,000/mo | No loan minimum or maximum |
Why Growing Businesses Choose Pro Capital
More Options Than a Bank
Banks see 1–2 year businesses as risky. We match you to specialists who see your potential — and offer the best rates available.
Competitive Rates
With 1+ year of revenue history, you qualify for lower rates than startups. We find the most competitive offer across all our lenders.
Fast Funding
Funding timing depends on the lender and product. A Pro helps you prepare the information lenders need.
Growth Planning
Your dedicated funding specialist helps you plan a capital strategy — not just one loan, but a path to scale.
New Business Funding FAQs
Common questions for businesses with 1–2 years of history.
Explore more: Startups (<1 yr) · Established Businesses (3+ yrs) · Small Business Loans · Term Loans
Ready to Scale Your Business?
Apply in under 60 seconds. No obligation, no credit score impact.