Business Funding for Startups — Options When You Have No Revenue History
Over 627,000 new businesses open each year in the U.S. (SBA, 2023). Most traditional lenders require 2+ years in business — but Pro Capital works with a bank or lender for every type of business who specialize in startup financing.
No credit score impact
Funding Products Available to Startups
Not all funding requires years of business history. Here's what's available to businesses under 1 year old.
| Product | Min. Time in Business | Min. Revenue | Typical Amount |
|---|---|---|---|
| Invoice Factoring | 3 months | $10,000/mo | No loan minimum or maximum |
| SBA Microloans | Startup-friendly | Varies | No loan minimum or maximum |
| Short-Term Loans | 6 months | $10,000/mo | No loan minimum or maximum |
Why Startups Choose Pro Capital
Lenders Who Fund Startups
Our network includes lenders who specialize in early-stage businesses — they evaluate revenue potential, not just history.
No Hard Credit Pull
Check your options without any impact to your personal or business credit score.
Expert Guidance
A dedicated funding specialist helps you navigate startup-specific programs like SBA Microloans and revenue-based financing.
One Application
Apply once and get matched with every startup-friendly lender in our extensive partner network.
Startup Funding FAQs
Common questions about getting funded as a new business.
Explore more: New Businesses (1–2 yrs) · Established Businesses (3+ yrs) · Small Business Loans · SBA Loans
Ready to Explore Your Startup Funding Options?
Apply in under 60 seconds. No obligation, no credit score impact.